Liability insurance is a necessary component of auto insurance policies mandated by most states. It provides coverage for accidents that you are responsible for, including injuries and property damage. It's important to note that liability insurance does not cover any damage to your own vehicle.
Collision insurance, on the other hand, covers the costs of repairing your car in the event that you collide with an object like a pole or tree.
Comprehensive insurance offers protection in situations such as car theft, damage from hitting an animal, or
